Financial Report 2019

Notes to the Consolidated Financial Statements 合併財務報表附註 The University of Hong Kong 香港大學 93 27. LOANS AND BORROWINGS 貸款及借款 (Expressed in thousands of Hong Kong dollars) ( 以港幣千元列賬 ) 2019 2018 Group and University 機構及大學 Loans 貸款 Unsecured 無抵押 89,040 91,020 Secured 有抵押 111,484 227,960 200,524 318,980 The analysis of the above is as follows: 上述項目分析如下： Unsecured bank loans 無抵押銀行貸款 Wholly repayable within five years 須於五年內悉數償還 89,040 91,020 Current portion of bank loans 銀行貸款流動部分 (89,040) (91,020) Non-current portion of bank loans 銀行貸款非流動部分 – – Secured HKSAR Government loans (Note a) 有抵押香港特區政府貸款 （附註 a ） Not wholly repayable within five years 毋須於五年內悉數償還 111,484 127,960 Current portion of Government loans 香港特區貸款流動部分 (16,476) (16,476) Non-current portion of Government loans 香港特區貸款非流動部分 95,008 111,484 Secured bank loan (Note b) 有抵押銀行貸款（附註 b ） Wholly repayable within five years 須於五年內悉數償還 – 100,000 Current portion of bank loan 銀行貸款流動部分 – (100,000) Non-current portion of bank loan 銀行貸款非流動部分 – – Total current portion of loans repayable within 12 months 貸款流動部份須於十二個月內悉 數償還之總額 105,516 207,496 Total non-current portion of loans 貸款非流動部分 Not wholly repayable within five years 毋須於五年內悉數償還之款額 95,008 111,484 Grand Total 總計 200,524 318,980 The maturity of Loans and Borrowings is as follows: 貸款及借款的到期日如下 : Within 1 year 一年內 105,516 207,496 Between 1 and 2 years 一年至兩年 16,476 16,476 Between 2 and 5 years 兩年至五年 41,299 45,363 Wholly repayable within 5 years 須於五年內悉數償還 163,291 269,335 Over 5 years 五年以上 37,233 49,645 200,524 318,980 Notes to the Consolidated Financial Statements 合併財務報表附註 2019 Financial Report 二零一九財務報告 94 27. LOANS AND BORROWINGS – Cont’d 貸款及借款－續 Notes: a. The Hong Kong SAR Government loans are denominated in Hong Kong dollars and are secured by leasehold land and buildings with an aggregate net book value of HK$13.4 million and HK$179.7 million respectively (2018: leasehold land and buildings of HK$13.9 million and HK$184.7 million respectively). HK$12.2 million of the outstanding loans is charged at a “no-gain-no- loss” interest rate of 1.231% which is determined by the Hong Kong SAR Government and will be repaid in three instalments by March 2022. HK$99.3 million of the outstanding loans is charged at a “no-gain-no- loss” interest rate of 1.231% which is determined by the Hong Kong SAR Government and will be repaid in eight instalments by September 2026. b. The bank loan is denominated in Hong Kong dollars, interest bearing and secured by time deposit. 附註： a. 香港大學借貸之香港特別行政區政府貸款以 港幣計值，並分別以港幣一千三百四十萬元 及一億七千九百七十萬元之租賃土地及校舍 合計賬面淨值作抵押（二零一八年分別為港幣 一千三百九十萬元及一億八千四百七十萬元之 租賃土地及校舍合計賬面淨值）。 其中港幣一千二百二十萬元之尚欠貸款之利率 百分之一點二三一以香港特別行政區政府釐定 的無所損益為原則，將會分三期攤還至二零 二二年三月。 其中港幣九千九百三十萬元之尚欠貸款之利率 百分之一點二三一以香港特別行政區政府釐定 的無所損益為原則，將會分八期攤還至二零 二六年九月。 b. 銀行貸款以港幣為單位，帶息及以本機構之定 期存款作抵押。